:root {
  --bg: #ffffff;
  --bg-soft: #f6f4f0;
  --bg-card: #ffffff;
  --ink: #14181f;
  --muted: #5c6570;
  --line: #e6e1d8;
  --gold: #9a7b4f;
  --gold-deep: #7c623c;
  --navy: #162033;
  --header: rgba(255, 255, 255, 0.92);
  --shadow: 0 18px 50px rgba(22, 32, 51, 0.08);
  --dropdown: #ffffff;
  --hero-overlay: linear-gradient(90deg, rgba(255,255,255,0.94) 0%, rgba(255,255,255,0.78) 48%, rgba(255,255,255,0.2) 100%);
  --table-head: #f3efe8;
  --ok: #1f6b4a;
  --danger: #8d3b3b;
}
html[data-theme="dark"] {
  --bg: #0e1218;
  --bg-soft: #161c26;
  --bg-card: #171e29;
  --ink: #f4f1ea;
  --muted: #b7b1a6;
  --line: #2a3342;
  --gold: #d4b483;
  --gold-deep: #e6c89a;
  --navy: #f4f1ea;
  --header: rgba(14, 18, 24, 0.9);
  --shadow: 0 18px 50px rgba(0, 0, 0, 0.35);
  --dropdown: #1c2431;
  --hero-overlay: linear-gradient(90deg, rgba(14,18,24,0.92) 0%, rgba(14,18,24,0.72) 50%, rgba(14,18,24,0.25) 100%);
  --table-head: #222a38;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  background: var(--bg);
  color: var(--ink);
  font-family: "Outfit", "Segoe UI", sans-serif;
  font-weight: 400;
  line-height: 1.65;
  font-size: 16.5px;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
h1, h2, h3, h4 {
  font-family: "Cormorant Garamond", Georgia, serif;
  font-weight: 600;
  line-height: 1.12;
  letter-spacing: -0.02em;
  margin: 0 0 0.45em;
}
h1 { font-size: clamp(2.6rem, 5vw, 4.6rem); }
h2 { font-size: clamp(2rem, 3vw, 3rem); }
h3 { font-size: 1.55rem; }
p { margin: 0 0 1rem; }
.skip {
  position: absolute; left: -999px; top: 0;
}
.skip:focus { left: 12px; top: 12px; background: var(--gold); color: #fff; padding: 8px 12px; z-index: 20; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 40;
  background: var(--header);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--line);
}
.header-inner {
  max-width: 1240px;
  margin: 0 auto;
  padding: 14px 24px;
  display: flex;
  align-items: center;
  gap: 28px;
}
.brand { display: flex; align-items: center; gap: 10px; color: var(--ink); }
.brand-mark { color: var(--gold); display: flex; }
.brand-text { display: flex; flex-direction: column; line-height: 1; }
.brand-text strong { font-family: "Cormorant Garamond", serif; font-size: 1.25rem; letter-spacing: 0.14em; font-weight: 600; }
.brand-text em { font-style: normal; font-size: 0.68rem; letter-spacing: 0.28em; text-transform: uppercase; color: var(--muted); margin-top: 3px; }

.primary-nav { display: flex; align-items: center; gap: 6px; margin-left: auto; }
.nav-item { position: relative; }
.nav-item > a, .nav-link {
  display: block;
  padding: 12px 12px;
  font-size: 0.92rem;
  letter-spacing: 0.04em;
  color: var(--ink);
}
.nav-item.is-active > a, .nav-link.is-active { color: var(--gold-deep); }
.dropdown {
  position: absolute;
  top: calc(100% - 4px);
  left: 0;
  min-width: 220px;
  background: var(--dropdown);
  border: 1px solid var(--line);
  box-shadow: var(--shadow);
  padding: 8px;
  opacity: 0;
  visibility: hidden;
  transform: translateY(8px);
  transition: opacity .18s ease, transform .18s ease, visibility .18s;
  pointer-events: none;
}
.nav-item:hover > .dropdown,
.nav-item:focus-within > .dropdown {
  opacity: 1;
  visibility: visible;
  transform: none;
  pointer-events: auto;
}
.dropdown a {
  display: block;
  padding: 10px 12px;
  font-size: 0.92rem;
  color: var(--ink);
}
.dropdown a:hover { background: var(--bg-soft); color: var(--gold-deep); }

.header-actions { display: flex; align-items: center; gap: 10px; }
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border: 1px solid transparent;
  padding: 11px 16px;
  font-family: inherit;
  font-size: 0.86rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  cursor: pointer;
  transition: .18s ease;
}
.btn-gold { background: var(--gold); color: #fff; }
.btn-gold:hover { background: var(--gold-deep); }
.btn-ghost { background: transparent; border-color: var(--line); color: var(--ink); }
.btn-ghost:hover { border-color: var(--gold); color: var(--gold-deep); }
.btn-navy { background: var(--navy); color: var(--bg); }
html[data-theme="dark"] .btn-navy { background: var(--gold); color: #14181f; }
.theme-toggle, .menu-toggle {
  width: 40px; height: 40px;
  border: 1px solid var(--line);
  background: transparent;
  color: var(--ink);
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  justify-content: center;
}
.theme-icon { display: none; }
html[data-theme="dark"] .theme-icon-sun { display: block; }
html:not([data-theme="dark"]) .theme-icon-moon { display: block; }
.menu-toggle { display: none; flex-direction: column; gap: 5px; }
.menu-toggle span { display: block; width: 16px; height: 1.5px; background: currentColor; }

.wrap { max-width: 1240px; margin: 0 auto; padding: 0 24px; }
.hero {
  position: relative;
  min-height: 78vh;
  display: grid;
  align-items: center;
  background: #f7f5f1 center/cover no-repeat;
  border-bottom: 1px solid var(--line);
}
.hero::before {
  content: "";
  position: absolute; inset: 0;
  background: var(--hero-overlay);
}
.hero-inner { position: relative; z-index: 1; max-width: 760px; padding: 90px 24px 80px; }
.kicker {
  letter-spacing: 0.22em;
  text-transform: uppercase;
  font-size: 0.75rem;
  color: var(--gold-deep);
  margin-bottom: 14px;
}
.lead { font-size: 1.15rem; color: var(--muted); max-width: 620px; }
.hero-actions { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 22px; }
.page-hero { padding: 72px 0 36px; border-bottom: 1px solid var(--line); background: var(--bg-soft); }
.page-hero .lead { max-width: 720px; }

.section { padding: 78px 0; }
.section-soft { background: var(--bg-soft); }
.section-head { max-width: 720px; margin-bottom: 34px; }
.grid-3, .grid-4, .grid-2 { display: grid; gap: 18px; }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }
.grid-2 { grid-template-columns: 1.1fr 0.9fr; gap: 36px; align-items: center; }
.card {
  background: var(--bg-card);
  border: 1px solid var(--line);
  padding: 26px;
  box-shadow: none;
}
.card h3 { margin-bottom: 8px; }
.card p:last-child { margin-bottom: 0; }
.stat {
  border-top: 1px solid var(--line);
  padding-top: 16px;
}
.stat strong {
  display: block;
  font-family: "Cormorant Garamond", serif;
  font-size: 2.2rem;
  font-weight: 600;
}
.stat span { color: var(--muted); font-size: 0.92rem; }
.split-media img { width: 100%; height: 460px; object-fit: cover; }
.band {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  background: var(--navy);
  color: #f7f4ee;
}
html[data-theme="dark"] .band { background: #10151d; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.band-copy, .band-side { padding: 64px 48px; }
.band-side { background: rgba(255,255,255,0.04); }
.band a { color: #e6c89a; }

.table-wrap { overflow-x: auto; border: 1px solid var(--line); }
.data-table { width: 100%; border-collapse: collapse; min-width: 760px; background: var(--bg-card); }
.data-table th, .data-table td { text-align: left; padding: 14px 16px; border-bottom: 1px solid var(--line); font-size: 0.94rem; }
.data-table th { background: var(--table-head); font-weight: 500; letter-spacing: 0.04em; font-size: 0.78rem; text-transform: uppercase; }
.fine { color: var(--muted); font-size: 0.86rem; margin-top: 12px; }

.form {
  display: grid;
  gap: 14px;
  background: var(--bg-card);
  border: 1px solid var(--line);
  padding: 28px;
}
.form label { display: grid; gap: 6px; font-size: 0.86rem; letter-spacing: 0.04em; text-transform: uppercase; color: var(--muted); }
.form input, .form select, .form textarea {
  border: 1px solid var(--line);
  background: var(--bg);
  color: var(--ink);
  padding: 12px 12px;
  font: inherit;
  text-transform: none;
  letter-spacing: 0;
}
.form textarea { min-height: 140px; resize: vertical; }
.notice { padding: 14px 16px; border: 1px solid var(--line); background: var(--bg-soft); margin-bottom: 18px; }
.notice.ok { border-color: var(--ok); }
.notice.err { border-color: var(--danger); }
.accordion details { border-bottom: 1px solid var(--line); padding: 14px 0; }
.accordion summary { cursor: pointer; font-weight: 500; }
.accordion p { color: var(--muted); margin-top: 8px; }
.steps { counter-reset: step; display: grid; gap: 16px; }
.steps article { display: grid; grid-template-columns: 54px 1fr; gap: 14px; align-items: start; }
.steps article::before {
  counter-increment: step;
  content: counter(step, decimal-leading-zero);
  font-family: "Cormorant Garamond", serif;
  font-size: 1.6rem;
  color: var(--gold);
}
.quote {
  font-family: "Cormorant Garamond", serif;
  font-size: 1.8rem;
  line-height: 1.3;
  margin: 0;
}
.person { display: flex; gap: 14px; align-items: center; margin-top: 14px; }
.avatar {
  width: 46px; height: 46px; border-radius: 50%;
  background: var(--bg-soft); border: 1px solid var(--line);
  display: grid; place-items: center; color: var(--gold-deep); font-family: "Cormorant Garamond", serif;
}
.pill-row { display: flex; flex-wrap: wrap; gap: 8px; margin: 16px 0 0; }
.pill { border: 1px solid var(--line); padding: 6px 10px; font-size: 0.8rem; letter-spacing: 0.08em; text-transform: uppercase; color: var(--muted); }
.site-footer { border-top: 1px solid var(--line); background: var(--bg-soft); padding: 64px 24px 24px; }
.footer-top {
  max-width: 1240px; margin: 0 auto 28px;
  display: grid; grid-template-columns: 1.4fr repeat(4, 1fr); gap: 24px;
}
.footer-top h3 { font-size: 1rem; letter-spacing: 0.12em; text-transform: uppercase; font-family: Outfit, sans-serif; font-weight: 500; }
.footer-top a { display: block; color: var(--muted); padding: 4px 0; font-size: 0.95rem; }
.footer-top a:hover { color: var(--gold-deep); }
.newsletter { max-width: 1240px; margin: 0 auto 28px; display: grid; gap: 8px; }
.newsletter label { color: var(--muted); font-size: 0.9rem; }
.newsletter-row { display: flex; gap: 8px; max-width: 520px; }
.newsletter input { flex: 1; border: 1px solid var(--line); background: var(--bg); color: var(--ink); padding: 12px; font: inherit; }
.footer-base, .risk-bar { max-width: 1240px; margin: 0 auto; color: var(--muted); font-size: 0.86rem; }
.footer-base { display: flex; justify-content: space-between; gap: 12px; border-top: 1px solid var(--line); padding-top: 16px; }
.legal-links { display: flex; gap: 14px; }
.risk-bar { margin-top: 16px; }

@media (max-width: 980px) {
  .menu-toggle { display: inline-flex; }
  .header-actions .btn { display: none; }
  .primary-nav {
    display: none;
    position: absolute;
    left: 0; right: 0; top: 100%;
    background: var(--bg);
    border-bottom: 1px solid var(--line);
    flex-direction: column;
    align-items: stretch;
    padding: 10px 16px 18px;
    margin: 0;
  }
  .primary-nav.is-open { display: flex; }
  .dropdown {
    position: static;
    opacity: 1;
    visibility: visible;
    transform: none;
    pointer-events: auto;
    display: none;
    box-shadow: none;
    border: 0;
    background: transparent;
    padding: 0 0 8px 12px;
  }
  .nav-item.is-open > .dropdown { display: block; }
  .grid-3, .grid-4, .grid-2, .band, .footer-top { grid-template-columns: 1fr; }
  .band-copy, .band-side { padding: 36px 24px; }
  .split-media img { height: 280px; }
  .footer-base { flex-direction: column; }
}